There was a time where I had a problem with 100% or even 90% handicap. I've got to the point where it just doesn't matter.
Part of the reason is that I almost exclusively bowl scratch. I win or lose based on my own performance, and don't have to worry about pins given to others.
But when I do get roped into bowling handicap, I've found over time that in most cases, even 100% doesn't make much difference. Most adult recreational bowlers are what they are, and vary little in their average from year-to-year. They don't practice, they don't improve, and few are capable of exploiting the 100% scenario.
Just last week I decided to join an upcoming senior daytime league with my mom to spend more time with her. The league has a 100% of 220 for their handicap. I called the league President to tell her I was going to sign up, and suggested she change the handicap to 100% of 230. I don't want handicap working in favor of my 225+ average, and certainly don't want any negative perceptions by others in the league. She appreciated the thought, but said the rules had already been voted on, and if necessary, can be revisited in the middle of the season. I'll certainly push the issue if I bowl well.
The bottom line is to chill and go with the situation. Bowl scratch if you want to eliminate the stress of handicap schemes.